Cashback terms

01What cashback is

Cashback is paid on eligible lots. A lot is eligible when it meets the conditions below, your broker has attributed the account to LotsBack, and the broker has paid LotsBack for it. If a lot is eligible and the broker pays for it, LotsBack pays you under the published rate.

Cashback is paid in one of these stablecoins: USDT and USDC. You never pay LotsBack for cashback. LotsBack does not set, and cannot check, your broker's spreads, commissions or swaps, so choose the account you connect on its own merits and never trade more than you meant to because of cashback.

An amount is owed to you only once it is Available. Until then it is a working figure that the checks described below can change or reject.

The Telegram bonus is $10, paid once per person and once per Telegram account, when you have traded 5 eligible lots with LotsBack with your Telegram account connected in Settings. It is held while your Telegram account is disconnected and released when it is connected again. LotsBack may end the offer at any time; a bonus already added is kept.

The email bonus is $5, added once to the wallet of an account that signed up with Telegram when it confirms its first email. One per person, one per email address and one per Telegram account; it is paid out with your cashback under the same payout rules. LotsBack may end the offer at any time; a bonus already added is kept.

02The published rate

Each broker programme publishes a rate, its conditions and an effective date, under a version id. The version published at the moment a position closed is the one that applies to it.

A rate is never published without its conditions and its effective date.

The rates and figures on the public website, in calculators and in the application are estimates until verified. An estimate is not an offer, not a promise and not a debt.

03Eligibility conditions

A position is eligible only if all of the following hold:

• The position is closed. Open positions are never eligible.
• The instrument is in the broker programme and is not on its excluded list.
• The account type is one the programme covers. Cent accounts, demo accounts and MetaTrader 4 accounts are never eligible on any programme; standard live accounts on MetaTrader 5 and TradeLocker are.
• The position meets the programme's published conditions.
• The trading account has been attributed to LotsBack by the broker, and the broker has reported and paid for the lot under that attribution.
• The programme is offered in your jurisdiction.
• The volume is genuine trading, not volume manufactured for cashback. The Terms of service describe what manufactured volume is and how it is decided.
• The position was traded with your own money. Where the account holds broker credit or bonus funds, only the share of each lot that matches your real balance counts: lots × real balance ÷ (real balance + credit), measured when the position closes. Broker credit on its own never earns cashback.
• The position is not hedged. Where a buy and a sell on the same instrument are open at the same time in the same account, the overlapping lots earn no cashback; the rest of each position still counts.

04Accounts that do not qualify

An account that does not qualify keeps the tools; the application marks it Not eligible for cashback and says why. A hold pauses a line; it does not by itself make a line ineligible.

05States and what they mean

An amount moves through named states: Estimated · provisional, Verifying with broker, Verified, Available, Reserved for payout, Processing payout and Paid, with On hold, Rejected and Payout failed as side states.

Only an Available amount is owed to you. The application calls it money for short; it means an amount LotsBack owes you under these terms and pays on request. It is not a deposit, not money held for you in an account, not a wallet and not stored value, and it earns no interest. LotsBack is not a bank, a payment institution, an e-money issuer or a custodian.

An Estimated or Verifying amount is provisional and can be corrected or rejected at verification. Every change is written as its own ledger line with a reason; an amount is never adjusted silently.

06Verification and cycles

Cycles close weekly. After a cycle closes, its lines are matched against the broker's own report. That usually takes a few business days but depends on when the broker's report arrives and whether it is complete. A line that matches becomes Verified. A line that does not becomes an exception that a person reviews; a position the broker never reports, or reports differently, is corrected or rejected with the reason shown.

A lot the broker does not report or does not pay for cannot become Available.

Cashback is paid only on the lots your broker actually rebated to LotsBack for that account and week, after our own eligibility rules have been applied. Where our rules count more eligible lots than the broker rebated, the week is paid on the smaller figure; the earliest trades of the week are paid first, and the remainder is rejected with the reason shown. An Estimated amount is our provisional reading of your trading and is not a promise of payment.

A cycle is approved by an operator who did not resolve its exceptions, then released in a separate step. Release is what makes an amount Available.

07Payouts

You request a payout of your Available balance to a destination you added yourself and confirmed with your second factor; a new destination waits through a cooling period before it can be used. Payouts are made in USDT on the Ethereum network or the Tron network, or USDC on the Ethereum network. Each network has a published minimum amount per payout.

Cashback is paid in one of these stablecoins: USDT and USDC. LotsBack sends the token to settle what it owes you; it is not selling it to you, not exchanging currency for you and not holding it for you. Once the transaction is broadcast, the token's value, its custody and any exchange you use are your responsibility.

You pay the network fee. It is deducted from the amount sent: you see a live estimate, accept it before you confirm, and the receipt shows the amount sent, the fee and the amount received. If the fee would take more than the published ceiling, a share of the amount, the payout waits until the fee drops, and the application says so. The amount stays reserved for that request and is not lost.

A transaction on a public blockchain cannot be reversed. Check the address and the network before you confirm: funds sent to a wrong address, or to an address on a different network, are lost. LotsBack sends to the destination you confirmed and has no way to recall it. If a transfer fails, the amount returns to Available with an explicit failure line.

Payout runs happen once a week. A run date is a target, not a promise, and a compliance check can move one. Every payout has a receipt with the positions it came from, the rate version applied, the destination, the fee and the transaction hash. LotsBack may refuse a destination, or ask you for more information, where sanctions or anti-money-laundering rules require it.

08Holds, corrections and how to dispute them

A line, an account or a payout can be placed On hold during a compliance or reconciliation check. The reason is shown next to it, unless the law forbids saying more than compliance review. LotsBack aims to resolve a hold within 30 days and tells you if it needs longer. When the check finds nothing wrong, the hold is lifted and the line continues from where it stopped.

A line is rejected only for a reason in the eligibility conditions or the acceptable use section of the Terms of service, and the reason is recorded on the line. You can dispute a rejection or a hold through the complaints process in the Terms of service; a person who did not make the original decision reviews it and answers in writing.

Where a broker report corrects a position after a line was released, or a broker withholds or reverses its payment for a lot, LotsBack records an adjustment with the reason and the source. LotsBack may adjust, delay, reverse or cancel a line that has not yet been paid out, and may set an amount already paid out against your future cashback and referral commission. You are told the reason in writing, and you can dispute it through the complaints process.

Where an amount was released or paid because of fraud, manufactured volume or another breach of the Terms of service, LotsBack may reject the related lines, including lines on hold, set the amount against future cashback and referral commission, and recover any amount already paid as a debt. You are told the reason in writing, unless the law forbids it, and you can dispute it through the complaints process.

09Referral commission

If a trader registers through your referral link and the broker attributes their account, you earn a referral commission on their eligible lots, at the rate published in the application, while the programme runs. It follows every rule above: it is provisional until verified, only Available is owed, it can be held, corrected or rejected, and it is paid the same way. It never reduces the referred trader's own cashback.

Referral commission, any individually agreed rate and partner commission are all calculated on the same paid lots, never on an estimate: where a week's lots are only partly rebated, a commission already derived on the estimate is reduced to the paid figure, with the reason shown on the line.

• No self-referral: not your own second account, not one you control, not a household member trading your money, not one you share cashback with. A detected self-referral rejects the commission and can close both accounts.
• No misleading promotion: no promised returns, no claims LotsBack has not published, no imitation of LotsBack, no unsolicited bulk messages, no paid advertising on LotsBack's name. Say that you earn a commission where you promote your link.
• LotsBack may pause, change or end the programme, or your participation in it, at any time, including while a compliance check is open. The application shows when referral commission is not running. Lots closed before a change keep the rate they were earned under, and commission already Available stays payable.
• Commission on a trader who is placed on hold, or whom a broker treats as its existing customer, is held or rejected with the reason shown.
• Partner pages are different: a broker pays a partner directly under a partner link, and LotsBack is not a party to that payment.

10Taxes

Cashback and referral commission may be taxable income where you live. LotsBack does not withhold tax, does not give tax advice, and does not report your cashback to a tax authority unless the law requires it. Keep your receipts; each one carries the positions, the rate version and the transaction hash you may need.

If the law requires LotsBack to collect a tax form or a tax number from you before paying, it will ask, and payouts wait until it has it.

11If a broker changes or withdraws a programme

A broker may change or withdraw a programme, stop accepting residents of a country, withdraw your account's attribution, or stop paying LotsBack. A change produces a new programme version with its own effective date and applies only to positions closed on or after that date. Positions already closed keep the version they were priced under.

An Available amount is owed to you whatever the broker does afterwards. A line that is still Estimated or Verifying when the broker withdraws it or refuses to confirm it is rejected with that reason, because the broker's confirmation is what makes a line Verified.

12Changes to these cashback terms

LotsBack may change these cashback terms. A change is published here and takes effect when it is published. Using LotsBack after a change is published is your acceptance of the changed cashback terms; there is no separate re-acceptance step. If you do not agree with a change, stop using LotsBack and close your account from Settings; any Available amount is still paid to you.

A position already closed keeps the programme version it was priced under, and no change to these cashback terms applies to a position closed before the change was published.

13No guarantee

Cashback is not a guaranteed amount. It depends on your own trading, the broker programme in force and the verification of each line. LotsBack publishes no figure beyond 12 months, makes no forecast of your trading, and does not promise that any broker will keep its programme, keep your attribution or keep operating.

The calculator on the public site is an illustration, not a forecast, and it does not assume any position will be eligible. Your trading, the programme and its rate can all change.

Questions about a line, a hold or a payout: support@lotsback.com.